Fractional CFO / credit review view

Lender-Ready Model & Covenant View

Anonymized sample view
3-Year Model
Explainable financial model
Boardroom Pack
Metric
Year 1
Year 2
Year 3
Revenue Growth driver
$8.4M
$9.6M
$10.8M
EBITDA / Op Profit Operating earnings
$1.3M
$1.6M
$1.9M
Free Cash Flow Cash generation
$620K
$810K
$940K
Debt Service Scheduled obligation
$540K
$610K
$640K
Covenant Headroom Watch metric
18%
21%
24%
Scenario Sensitivity
Base, downside, and review case visibility.
Base Case
$940K
Downside
$420K
Review
$700K
Covenant Watch
Covenant Headroom
Watch
18%
Amber marker in review case
Tight Review Comfort
Decision
Decision: explainable numbers before financing discussions
Illustrative dashboard structure / anonymized